Personal Loans 
 

Home Equity Terms Loans and Lines of Credit

Are you looking to buy a new car, do home improvements, or consolidate some bills? Regardless of the reason, we can help you take advantage of your home's equity. By using your home as collateral for a personal loan, you will enjoy lower interest rates than most other types of credit and the interest may even be tax deductible.*

If you are in the market for credit, a home equity loan may be right for you. By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at a relatively low interest rate. Furthermore, under the tax law - depending on each individual’s unique situation - you may be allowed to deduct the interest because the debt is secured by your home.*

The advantages of a Home Equity Term Loan are:

  • Fixed rates
  • Flexible terms of five or ten years
  • Predictable monthly payments that stay the same

The advantages of a Home Equity Line of Credit are:

  • Flexibility of making interest only payments
  • Advance the money only as you need it
  • Pay only on the amount you advance

*Please consult a tax advisor regarding the deductibility of interest.

Automobile Loans

We offer a variety of competitive and flexible terms on new and used automobiles. You can choose from different loan terms depending upon the model and year of the vehicle you are purchasing.

Homeowners could save even more with one of our Home Equity products. Simply adding a deed of trust on your home could make the interest you pay tax deductible.*

*Please consult a tax advisor regarding the deductibility of interest.

To inquire on our current personal loan rates and terms, please contact one of our Consumer Loan Specialists, Monday through Friday 8:00 am - 5:00 pm Central Time, via email or call at (402) 330-0200 or (402) 392-0400.

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