Deposit Rates

Checking

Executive Checking

Interest Rate Tiered by Balance	Interest Rate	Annual Percentage Yield
Balances under $1,000.00	0.05%	0.05%
$1,000.00 - $9,999.99	0.10%	0.10%
$10,000.00 - $49,999.99	0.15%	0.15%
$50,000.00 and above	0.20%	0.20%

Minimum balance to open account $1,000.00
Fees could reduce earnings

Account Type	Interest Rates	Annual Percentage Yield
NOW Account*	0.10%	0.10%
Discovery Club** (55 and over checking)	0.10%	0.10%

*Minimum balance to open account $200.00
**Minimum balance to open account $100.00
Fees could reduce earnings

Savings

Account Type	Interest Rates	Annual Percentage Yield
Statement Savings*	0.20%	0.20%
First Savings**	0.20%	0.20%

Fees could reduce earnings
*Minimum balance to open account $50.00
**Minimum balance to open account $10.00

Money Market Savings

Interest Rate Tiered by Balance	Interest Rate	Annual Percentage Yield
Balances under $1,500.00	0.15%	0.15%
$1,500.00 - $9,999.99	0.20%	0.20%
$10,000.00 - $24,999.99	0.30%	0.30%
$25,000.00 - $49,999.99	0.40%	0.40%
$50,000.00 - $499,999.99	0.45%	0.45%
$500,000.00 and above	0.60%	0.60%

Minimum balance to open account $1,500.00
Fees could reduce earnings

Certificates of Deposit

Interest Compounding: Certificates with maturity of three months or longer compound quarterly. Certificates with maturity of less than three months compound at maturity. $500.00 minimum deposit required.

CD Specials

CD Term	Interest Rate	Annual Percentage Yield
6 Months	4.09%	4.15%
12 Months	3.94%	4.00%

$10,000.00 minimum deposit, new money only. Early withdrawal penalties may apply.

CD Term	Interest Rate	Annual Percentage Yield
3 Months	0.30%	0.30%
6 Months	0.50%	0.50%
12 Months	0.75%	0.75%
18 Months	1.00%	1.00%
24 Months	1.24%	1.25%
36 Months	1.49%	1.50%
48 Months	1.74%	1.75%
60 Months	1.99%	2.00%
Variable IRA	0.30%	0.30%

Early withdrawal penalties may apply.
*Rates reviewed weekly and subject to change without notice. Fees could reduce the earnings on account.